You have so many financial investment options available for the customers in India. In simple terms investment is categorized as an asset that offers you the ability to generate wealth or appreciate over time. In today’s fast-paced and highly competitive world only earning the money is not sufficient. Everyone works hard, devotes his intelligence, experience and valuable time to earn money. But do you know that amount of money you earn is sufficient to fulfil your dreams and deliver you a comfortable lifestyle? Importance of money is not when you let it be put idle in your bank account, but when you invest it smartly to get good returns.
Here is the list of different types of investments in India
A person in India has so many numbers of investment options from where they can choose from. Most of the options you will find are traditional, however, several new are getting popular in recent years.
Stocks
We also say Stocks as company shares, they are considered to be the most famous investment vehicle in India. Any individual purchasing the stocks of the company the ownership of the company that allows you to take participation in the growth of the company.
Mutual funds
From the past few decades, the concept of investment in Mutual funds has gained a significant raise and interest. We can say mutual funds as a low-risk investment vehicle that gather the money of so many investors and ensure investment in a way to achieve optimum returns.
Nowadays, there are different kinds of mutual funds available in the market. For example-Debt funds make investments in papers & bonds, and equity funds majorly invest in equity-related equity related instruments. The concept of hybrid mutual funds involves investment in both equity and debt funds.
Fixed deposits
Such kinds of investments are made for a specific time period. With the assurance of complete capital protection, these long term deposits deliver guaranteed returns. If you don’t want to take risks, these investments are an ideal option for conservative investors.
Recurring deposits
This is again a fixed tenure investment that gives you an option to put a certain amount of money each month. Banks and post offices offer the facility of recurring deposits. With RD you have the option to invest a small amount every month and gain guaranteed returns.
Apart from this, you can also invest in a public provident fund (PPF), Employee provident fund(EPF), and national pension system(NPS).
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